How to Become Debt Free By Shifting Your Money Mindset

April 4, 2022April 4, 2022

How to Become Debt Free By Shifting Your Money Mindset

Toyin Crandell, author of the Money Mindset Shift and host of the Millionaire Money Podcast, talks about helping her clients ditch their limiting beliefs about, money, by shifting their, money mindset, design a simple, proven and customized, financial freedom, plan so they can, build wealth, become, debt free, and create a new legacy.

Download the podcast Here:

https://pdcn.co/e/https://chrt.fm/track/897G7/www.buzzsprout.com/1761155/10376072-how-to-become-debt-free-by-shifting-your-money-mindset.mp3?download=true

Bio

Toyin Crandell is the host of the Millionaire Money Podcast, a best-selling author, a financial mentor, an international speaker, and the founder of Money Mindset SHIFT.

She specializes in helping business owners and career professionals ditch their limiting beliefs about, money, design a simple, proven, and customized financial freedom plan so they can build wealth, get rest, and create a new legacy.

She has coached thousands of individuals and families, helping them increase their wealth by $10s of millions of dollars and pay off millions of dollars of debt while enjoying their lives in the process.

Using the principles she teaches, Toyin Crandell went from being stuck in tens of thousands of debts, having no food for her family to building eleven streams of income and running her own multi-million-dollar company.

Sponsored AD

This episode is brought to you by The Jordan Harbinger Show.

The Jordan Harbinger Show, is a top shelf podcast named best of Apple in 2018.

Jordan dives into the minds of fascinating people — from athletes, authors and scientists to mobsters, spies and hostage negotiators.

I really think there just isn’t a better podcast to listen to casually or seriously to expand your worldview. Jordan’s also got a strangely relatable weekly segment, “Feedback Friday,” where he covers advice on everything from escaping a cult or psycho family situations to relationships and networking to asking for a raise.

Search for The Jordan Harbinger Show (that’s H-A-R-B-I-N-G-E-R) on Apple Podcasts, Spotify, or wherever you listen to podcasts. You can also head over to jordanharbinger.com/start to start listening. Here are 2 episodes I loved and I think you would too. Check out

Shawn Achor leveraging the happiness advantage and DWade A life Bigger than basketball

https://www.jordanharbinger.com/shawn-achor-leveraging-the-happiness-advantage/

And https://www.jordanharbinger.com/dwyane-wade-a-life-bigger-than-basketball/

How Toyin Became a money mindset coach

Toyin: I was in full time ministry and I loved what I did. Me and my husband are both professional musicians. That’s how we met. So, I was like, God is good. Life is good. Who needs, money. December 2016 we were living in a tiny basement apartment. The apartment was so small. I think our whole apartment fits into my current master bedroom now. It was so small; you had to go sideways and do a shuffle to get some clothes out of the closet. And we had a little six-month-old daughter, I really didn’t care. I didn’t even notice any of these things.

We had our daughter and I remember one evening my husband had brought me dinner in the bedroom. Because we didn’t have a dining space and I’m eating dinner, and I was just like, Baby, where are you? You know, he’s not in the room like there’s nobody else in the house but me and him. So, I said to him come eat over here. And he comes in the room and I’m just casually asking him, what are you having? I was eating some canned stuff. And he said, I am having chocolates and I was like, what do you mean chocolates? And he said Toyin we’re out of food.

Sponsored Ad

Are you ready to change your career? Then a career in cosmetology may be for you. The Elaine Sterling Institute offers 4 dynamic programs; Massage therapy, Nail Care, Esthetician and Cosmetology with flexible schedules available to suit your busy lifestyle. Located in the iconic Lenox Square Mall, at 3393 Peachtree Rd Atlanta Ga, and boasting over 38,000 square feet that includes a salon and spa so you can get training working with the public.

The Elaine Sterling Institute offers financial aid for those who qualify. Get started on your new career by visiting the Elaine Sterling Institute on the web www.elainesterling.com or by calling (404) 256-5228 That website again is elainesterling.com

Dinner was canned food and chocolate

I found out that week he had been giving me the rest of our food because I was nursing our daughter. And even the chocolates that he was eating were not chocolates that we bought. It was because it was December it was Christmas season and people had given us a gift of a box of chocolates. So, he was living on that, so I could feed our baby and that was my very first, forceful wakeup call where in my mind I thought to myself, Oh, my gosh, this isn’t working, money, matters.

I started having 1000 thoughts in one second, I’m thinking to myself, we need to be able to feed my daughter. It’s one thing when you’re single and you don’t have food and you can eat rice from January to December. Nobody cares. But now have a daughter that I am responsible for, so I get this wakeup call, what do I do? Me and my husband very resourceful people, I tell him it’s not working. I’ve been watching a ton of webinars. I’ve been listening to all these different things to try to learn from people. And I was not working, else we would have food in the fridge.

So, I get my first coach and this person was a, business strategist, and they helped me to like start thinking more like a business person as opposed to thinking like a Lottie, Dottie person. And I remember in February I had collected $7,000 in cash and I was like oh my goodness, this is the breakthrough we’ve been waiting for.

Myrna: What did you sell to make the $7000?

Sponsored Ad

BEING BLACK IS TRAUMATIC ENOUGH!!!, “Walk A Painful Mile In Our Agony Shoes” is an untraditional new style of poetry. The books’ theme is based on being black in a America. Each poem will put you in the shoes of blackness as we walk, march and run through this pernicious society. With over 40 poems and pictures depicting black love, black unity, black creativity, black self-hate, black struggle, discrimination and mental Illness and other more personal poems. This book was very emotional for the author to write because each poem is tied to the emotions felt before, during and after the Black Lives Matter protest.

Some examples of poems: “MAGNIFICENT YOU”, acknowledging and appreciating black women. “BLACK MAN, BLACK MAN”, is an acknowledgement of black men’s worth, the need to unite and the need to stop killing one another.

Pick up your copy of BEING BLACK IS TRAUMATIC ENOUGH!!!, “Walk A Painful Mile In Our Agony Shoes now available on Amazon

Helping people to become debt free

Toyin: I was helping people to become, debt free. So, here’s the funny thing. I had debt in the past and I thought that, debt freedom, was, financial freedom, because I didn’t understand, money. So, I learned how to be, debt free. And I had started teaching it as a business casually, I didn’t even plan it. I just became, debt free. My friends were like, Oh my gosh, you’re, debt free. How did you do it? I Started telling my friends, and they became, debt free. I’m spending all this time talking to people and they’re all becoming, debt free. And I wasn’t getting paid.

So, I was like, I should get paid for this. So that was what had started like me charging for teaching people how to become, debt free. What happened was in the same month where we’re emailing about rent and bills, I get this favor to get into a room with these technical, millionaire mentors. And these are people who are running businesses that are in the hundreds of millions of dollars and

I’m in the room with them learning from them. I started noticing these guys they don’t talk like me, I started noticing so many little things. And I realized that I had been in so many circles. We prided ourselves on our, struggle. I get in this room with these actual, millionaires. And one of the men had this chart and it started with:

struggle,
survival,
sustained success,

Sponsored AD

Your Potential is Arketype’s Passion

As we get older and our bodies start reminding us that we’re not getting any younger, we start to lose that spark that allowed us to stay energized.

If pain, anxiety or lack of sleep are holding you back from doing the things you love, Arketype’s CBD products can help. Arketype offer high-potency, bioavailable, all natural CBD products.

To learn how CBD works on your body try Arketype CBD Starter Kit includes 1 bottle of our entry level CBD oil (250mg), and one tub of our best-selling CBD enriched skin cream (500mg). And start living to your highest potential.

Head over to Archetype.life and Use coupon code FCOVID, to receive 20% off your CBD purchase. That website is https://arketype.life/

Shifting your money mindset from struggle

He asked us in the room, where are you on this ladder? And like earlier that year he met me in February have been like at least I mean, sustained success, but at this point, I am under, struggle, again. And I just remember thinking to myself, if I don’t figure out what is holding me back financially, I will always be under, struggle.

I realized that the problem isn’t to be, debt free, because I had become, debt free. I was, debt free. But the problem was my mind was so against having, money, that even though our expenses was the lowest you could imagine. We reduced our income to be lower than even those expenses, because we were so used to, struggle.

Myrna: I teach that all the time. Let’s label this, mindset. It’s called a, poverty mindset.

Toyin: That’s exactly right. That means no matter what actions you take, you produce, poverty. And in that month, I create this process. So now let me talk about how we got to 11 streams of income. I create this process where I just started asking myself questions. I got honest with myself on a level that I had never been honest with myself before. I asked myself:

What are the limiting beliefs I have about, money?
What is my actual relationship with, money?
What am I doing wrong?
What is my pattern with, money?

Sponsored AD

Have you heard of bitcoin or other cryptocurrency, but not sure how people are making fortunes in it? Would you like to watch your money grow on a daily basis without learning how to trade, dealing with pyramids, Ponzi’s and websites that will shut down and scam you out of all your money? Then Visit www.TheCryptoKing.net.

This is a community of people who are dedicated to help you build wealth in crypto, answer all of your questions, show you what to look for with crypto scams, and assist you in setting up what you need to grow your money daily. Visit www.TheCryptoKing.net, to financially change your life. Join our Facebook group via the invite link on the website, or call Bitcoin Brandon at 202-763-1545.

Why shifting your money mindset works

So now I see the problem and I create this shift process. I didn’t know anything about neuroscience back then. I didn’t know anything about, mindset coaching. I just knew I was sick and tired of, struggle. So, I use this process for myself. I never thought I would even tell anybody about it.

The next month, November, we had more income. And my husband pointed out to me, he’s like, hey, you just had more, money, come in, in November this month, than all of last year combined. And he says to me, what are you doing? Do you have a new offer? Do you have a new business like what are you doing that I didn’t hear about? Honestly, I was shocked. I hadn’t looked at the numbers from that frame.

And I said to him the only thing I did was change my, mindset. I thought to ask myself, I wonder if this mind process would work for my clients because I haven’t taught them anything about mindset. It was all strategy and our success rate because our success rate was around 50%. The industry average ranges between 3% to 50%.

In coaching, our success was 60. I used to be proud of that. But I used to be so frustrated about the remaining 40%. Why were these 40% still in poverty? When I started teaching, money mindset, our success rate went to 95%, our people start scaling and becoming, millionaires.

In the process of up leveling my mind every single year, I’m honest about this. I am a human being I still have, money mindset, challenges, the difference is the level.

Sponsored Ad

Since March of 2018, Zac Knows Credit has put many people back into the financial world. We have helped hundreds of people repair their credit. It’s an amazing feeling to be able to finance a car or home, be approved for a credit card or even be able to apply for a job without worrying about your credit rating. With a good credit rating, you get a lower interest rate.

Zac Knows Credit helps you exercise your legal rights to dispute items on your credit reports that are inaccurate, out of date, incomplete or unverifiable. Zac Knows Credit knows how to dispute your credit reports in a way that will produce proven results for years. We not only repair your credit; we repair your life. So, if you want to remove any of the negative items on your credit report give Zac a call at 404-781-7651 or head over to zacknowscredit.com

Becoming a millionaire by shifting your money mindset

Myrna: You’re no longer scratching the bottom.

Toyin: I remember it took us from $60,000 a year to 130,000 a year to 600,000 a year to over a million in a year, so we were growing every single year. I would literally sit my butt down with my process and say, Okay, what’s the new level? What’s the new identity that God is calling me to operate in. Because guys, money, is never just about the numbers. When I set goals, when I push and when you want to push, you’re not doing it just because of the, money; money itself is neutral. It means nothing.

All it is a marker of the value that you are bringing to the world and you are allowing yourself to receive. And so, I realized the more people I can serve this, money, thing is just a way for me to see how many people am I helping? How many people am I making into, millionaires, or whatever the goal is. I’m a finance person naturally, as soon as the, money mindset, got figured out, we were off. We now have 11 streams of income. We’ve got real estate properties, you’ve got dividends, we’ve got stocks, we’ve got royalties, we do workshops, plus, passive income.

Transform Your Mind PTWWN TV – Become a Master of Your Money

Passive income streams

So, we have, passive income, streams and active income streams, but all of it came out of one thing one thing a, money mindset. Start your income making machine, you need an income making machine that allows you to do all the other fun things that you want to do. What your income making machine will not produce unless you face your, money mindset.

So, unless you look at your, money mindset, and allow yourself to be able to get to a level you’ve never been you are not going to become a, millionaire. We coach people who are, millionaires, and we coach people who have not worked a job in eight years and the conversation may be different, but we are training the subconscious.

Shifting our money mindset

Myrna: So how do we shift our, money mindset?

Toyin: Okay, the first thing that you want to do is you need to get honest with yourself about what’s not working. If you cannot be honest with yourself about what’s not working in your finances, you will never fix it. And this is actually the hardest part, being honest with yourself. Most people never want to do that because it sucks to look in the mirror.

And so, the first thing that you guys want to do is to get your, money, right. You have to sit down with a pen and a paper and write down what are the patterns that I am seeing happening In my life that are giving me clues. The, money mindset shift, is simply follow the money.

So, for example, if you have a savings account, and your savings account, never crosses 5k, some of you guys you’re doing very well your savings account may never cross 100K. You get what I mean? Like everyone has those limits, where were the ones that never crossed 55 bucks.

What’s your money pattern?

When there is a pattern, we often get lost in the story. The reason my account never got past $500 was because my fridge broke down. The reason was because I chose to go and shop this time. The stories will always be different but I don’t look at the story, I look at the pattern. What is the pattern, the pattern is when you hit $500 your money disappears.

So right now, what are the patterns that I am noticing in my, money? I will save this specifically for those of you who earn a higher amount than people around you, you are in one of the most dangerous positions financially. Why? Because when we work with a lot of, millionaires, and we find that because you are doing better than most people, everyone around you is super impressed.

They’re like, Oh my gosh, Look at your income. And a lot of these people don’t notice whether or not, money, is staying. Yes, you’re working hard. Yes, you’re bringing in bank. Yes, you’re making the dollars; But you’re not building generational wealth. You’re not keeping any of it. You’re not keeping it. But once you shift your, mindset, you have to take action.

Toyin’s book Money Mindset Shift

Myrna: I know you just started your podcast. Tell our readers how they could connect with you.

I’m the host of the Millionaire Money Podcast. It is so much fun. We just teach business owners and career professionals how to think like a, millionaire, make wealthy decisions and take strategic action so that you can actually create the, millionaire, bank account and lifestyle that you want. So, our goal in that podcast is literally helping you to get your first $100 million dollars. We’re going to be taking you to the next level. So that’s the podcast.

And then the second thing is some of you guys may be saying, I’m ready to shift this brain of mine, I am ready to actually begin to live out the wealth that I’m looking for. For those of you guys you can go to www.moneymindsetshift.ca and you’re able to watch a free master class. Now we have two master classes. One of them is for everybody, and the other one is specifically for business owners who are currently at six to seven figures. So, if you’re thinking seven figures is a masterclass for you. And if you’re a career professional or business owner and looking to earn your first million then the second master class is for you.

Additional Resources

Is True Wealth Financial Freedom?

October 12, 2020October 12, 2020

How to Clear Your Money Blocks and Build Wealth

Money blocks, are negative subconscious beliefs about, money, that limit you from achieving your conscious desires. Hilary Hendershott, wealth coach talks today on the Transform Your Mind Radio and Podcast on the topic “How to remove your, money blocks, and, build wealth.” Hilary was once $600,000 in depth and now has a seven figure net worth.

Listen to the full interview here:

Hilary – I found myself in my late 20s with multiple credit cards and tens of thousands of credit card debt, plus I had a $420,000 in mortgage debt on a condo. In 2008 that condo in San Jose California went from $430,000 in appraised value to just $190,000. I had massive uncollateralized debt, $72,000 in tuition debt and I was the kind of person who would spend money before it came in! I was a massive over spender.

Back then I had never heard the term, Money Blocks. Today as a coach and operating from my own, money blocks, I understand that I was an over spender because I had, money blocks.

The definition of, Money Blocks

The definition Money blocks: negative subconscious beliefs about, money, that limit you from achieving your conscious desires. Let’s say you’re trying to save, money, but, for whatever reason, you can’t seem to do it. You spend, money, almost as soon as you get it, and you don’t know why.

Hilary – I started gaining clarity on my, money blocks, the day I pulled my leased BMW into the gas station and I put my credit card into the machine to get gas, and my credit card was declined. I tried another card, it was declined, I put the third card it was also declined. At that point, all my credit cards are maxed out and no one would give me any more credit cards.

My bank accounts were empty and had already emptied out my 401k. I had spent all this good money chasing after bad while trying to dig myself out of this hole; because as my income was declining in 2008, and my debt was increasing. So I literally couldn’t even put a tank of gas in my beautiful convertible BMW that day.

How I became an expert on clearing, money blocks

Hilary – I decided to become an expert on, money, psychology. I really made a decision that day and I said “I‘m not willing to live like this anymore”. I understood from the beginning that our, money blocks, are as much a function of linguistics, the words that we use to describe, money, than it is about our upbringing.

So, when I said “there’s never enough money” I was speaking it into the atmosphere. That became a self fulfilling prophesy. There’s never enough money was my, money operating system. I trademarked this term, Money Operating System. Just like your computer has an operating system, we all have a, money operating system. That is sort of another way of saying, money blocks.

How, money blocks, are formed

As a child we hear adult say:

money, doesn’t grow on trees,
you have to work hard for, money
money, is the root of all evil
Money, is evil and rich people are greedy.
I wonder who she had to screw to get that job.
You see your parents fight about, money, all the time.

Whatever it is, everyone will have a different set of, money blocks; because not everyone has the same, money operating system.

I was in financial planning and trying to, build wealth through real estate, so I was making, money. I actually had a six figure income; but spent more than I earned.

How do you manifest there’s never enough, money, when you have a six figure income?

There was one year I earned $120,000 in income and I spent $150,000. I attended a talk at a Financial Planner Conference and this woman, who is now a personal friend of mine, talked about, money blocks, and, money, psychology. She used the term “over spender”. I had never heard about, money blocks, before that talk. Being an over-spender is one way to manifest, there is never enough money.

Another way you can manifest, there’s never enough money, is by being an, under earner. There are some of you listening to this podcast; you just can’t seem to earn what you know you’re worth in the marketplace. You are actually sabotaging yourself.

You deliberately pick the jobs that are under earning.
You under promote yourself,
You don’t ask for raises,
You get contract gigs and spend six months unemployed.

Sponsored AD

Are you having a hard time maintaining your natural hair? Does your curl pattern refuse to show? Does your wash and go styles never seem to turn out right? If you answered yes to any of those questions, then you need Everything Ebony. An organic and vegan friendly natural hair care company that prides themselves on providing prestige, hand crafted, hair products for black women. All of their products were designed for 4C hair, but they also work on all kinky, curly, hair textures. Take the challenge today to bring your natural hair to life using Everything Ebony. Head over to www.everythingxebony.com to get started. You won’t regret it:

Transform your Mind Spotify Podcast — Download on Spotify

Hilary – To make a long story short, I put what I learned into practice – I paid off all my debt and then I got really honest and transparent about where I was financially.

I lived in my mother’s guest room for a while to make it happen. I lost that condo and I paid off the debt. I started putting my money where my mouth was in terms of building my business. I now run a registered investment advisory firm. We are all women, owned and operated.

My business earns about a million dollars a year. My husband and I just share the numbers; because I want to normalize people talking about, money. My husband and I have a house in Silicon Valley that’s worth two million dollars and if you put together all of our other investments, we’re definitely what you would call financially independent. We have, financial freedom.

Build Wealth, by having your, money, work for you.

Now we have, money, work for us; but it’s a skill set that I didn’t always have. I have found out that my purpose on this planet is to coach people, especially entrepreneurs. For those people who run businesses, the sky is the limit for them to remove their, money blocks, wherever they may be.

I figured it out. I sort of put myself in, money, boot camp. I didn’t buy a cup of coffee in a coffee shop for two years. When I was in boot camp, I got very conscious about what I was saying about, money. I now use linguistics as the foundation of my coaching. Anyone I coach, the first thing we do is remove “ I can’t afford that.” from our vocabulary.

Those words are not allowed to come out of your mouth. You either say “Oh great, let me see how I can work that out” or “I‘m going to put that in my spending plan.”

Myrna – That’s awesome. Your language about, money, is very powerful. Let’s talk about, money mindset block. My audience on the radio are mostly African American and sometimes they are in the poverty space. Our community is predisposed to over spending. We want the nice things, we want the designer shoes and bags.

I was talking to a guy one day, he was wearing nice running shoes and he said they were Kanye West shoes and cost $400. I couldn’t help thinking what was his, money mindset, to spend $400 on Kanye West running shoes?

What is a, Money Mindset Block

Myrna – What exactly is a, money mindset block, and how does that show itself for somebody that’s looking at their spouse and saying maybe they have a, money mindset block?

Hilary – First of all, the idea of the, money operating system, is the lead, money block. For me it was “there’s never enough money” and so all my, money blocks, are going to harmonize with that particular lead, money block. For example, let me just say each individual is different and I don’t mean to answer questions for someone who isn’t even here; but let’s take the example of the person who spent $400 on Kanye West running shoes and maybe can’t pay rent, so there’s an imbalance there.

If you ask that person why he spent $400 on running shoes, he might say:

I need to have this to be socially accepted,
I need these shoes so that people can think I‘m wealthy,
I need to have these shoes, so that people can think I‘m powerful.

Sponsored Ad

Are you in the market for a new or used Car, bike or truck? Then Parrot Auto Trader is here to help you find your dream car even faster. There is no better platform in the world to search for vehicles; that is why PARROT AUTO TRADER attracts serious-minded vehicle Sellers and Buyers around the globe.

PARROT AUTO TRADER is the leading digital player of automotive sales around the world, be it Cars, Vans Trucks, or Motorbikes, which cumulatively generates millions of visits every month from clients around the world. We also reward sellers on our platform monetarily and that generates thousands of additional income to their wallets for referring their friends and family to our platform. To buy sell or trade your next vehicle.

Visit our website today www.parrotautotrader.com

Transform Your Mind iHeart Radio — iHeart Radio

Then you would ask the question.

Well, do you have those things?
What do people think about you?
Have you achieved this goal?
Is that desire fulfilled for you?

And if you really look, it’s probably not because we need another pair of shoes or another designer bag or any other another brand name to become socially acceptable. It’s an infallible hole that you can’t fill with designer shoes. Instead, if you can reposition in your mind, if you’re really tired of your, money, going the way that it’s going, if you’re sort of fed up and a little bit disgusted with the fact that you know you’re a smart capable educated, well-intentioned person and money isn’t working for you in your life, that is how you clear a, money mindset block.

What are your 7 steps to, build wealth?

Myrna – You have 7 steps to, wealth, is that how you coach someone that maybe have an overspending problem or they have a, money mindset block, problem or their, money operating system, is not working properly?

Step 1- Permission: All effective coaching starts with permission. The first step is to decide you have, money blocks, to make the decision that you’re ready for change. There’s no denying that you’re giving up the Kanye West shoes and the brand name bags and other creature comforts. A lot of people who make financial transformation to, build wealth, find that they have to move.

They actually need a lower cost place to live; they need to give up the beautiful leased car so they can pay cash for a car and don’t have monthly payments. You are lowering your standard of living in the beginning and that takes courage. It takes willingness to sacrifice, so after you’ve made a decision then we catalog your vocabulary about money, this is really important.

Step 2– Your money vocabulary – no one ever wants to talk about, money. You need to talk about money, to find out what your friend is doing; what’s working, what’s not working. You can provide advice or ask for advice if you want. What do you say to yourself about, money? Maybe some people think in pictures about, money, or maybe it’s just an emotion. You think about spending, money, and you get excited; you think about saving, money, and you get sad.

I have my participants that I coach, actually spend a month doing a, money, conversation log. What do you say to your partner about, money? How do you tell your customers about, money? For example, if you’re a real estate agent and someone wants to pay you a four percent commission instead of a six percent commission, what do you say? What are the actual words that are coming out of your mouth?

Sponsored AD

The Finesser: A fictional book by author Patrice Brown

A con man gets conned by the woman he’s ripped off… and that’s just the beginning.

Jody’s a bad boy from the wrong side of the tracks. He’s going to get the towing company he wants, no matter who he has to con to get it. Too bad he never saw Passion coming. Because Passion isn’t what she seems. She’s not the easy mark he thought she was. She’s not going to let him rip her off and walk away. Jody’s not about to change his ways… but he might not have a choice because Passion isn’t your average big beautiful woman… She has a plan, a diabolical plan to not take Jody’s con sitting down.

To read more of this story of romance and intrigue pick up your copy of the Finesser on Amazon or wherever books are sold.

So, let’s get specific about what you say about, money. We’ve got a map, we’ve actually got kind of your, money blocks, in black and white in front of us.

Now, we can really start the coaching. So, we have sort of highlighted and done the private detective work figuring out, what’s your actual, money blocks.

I‘ll give you an example, someone I coached found this counter intuitively. She felt rich when checks would get mailed to her, so she would put the checks in her desk and not send them to the bank. Isn’t that strange? I can’t even identify that block, that is like a serious, money, scarcity thing.

Myrna – Did she not know the checks are only paper unless you get the, money?

Hilary – No. It was completely just something she was blind to, until we did the, money, conversation log and she saw it.

She saw it for what it was and she’s like oh my God, this is crazy behavior; but no one’s ever asked me about my, money, behavior, so I never thought about it.

Step 3 – logistics of money. I don’t teach budgets, I think budgets are overwhelming and too detailed for most people. I think that people spend a lot of time designing a budget and then they never honor it or live by it, because it’s too restrictive .

Step 4 – Earn money – You can’t categorize every single expenditure you have, you’re a busy person with lots of responsibilities. So instead, I teach a system I call automation. It’s sort of like the equivalent of irrigation in your garden – little hoses bring, money, to the places where it needs to be. People love it.

you pay yourself first,
you pay your overhead
you save for your short-term goals – maybe your next car
you save for your financial independence first.
Then what’s left over, You spend from one account and that way when that account gets to zero, you’re not at zero, your money goals are already funded.

Sponsored AD

Are you still wasting time on Non-effective Ads? Grab Howeasyy gift card before the competition eats you alive.

Benefit #1: Pay-per-click service worth $2000 is now FREE!

Benefit #2: Instantly increase your rankings and target more than 500,000 people around the world.

Benefit #3: Get Access to the special Limited Time Offer – A 13 in one Platform.

Click the link below for more information

https://salesfunnel.howeasyy.net/squeeze-page1592742910581

Transform your Mind Soundcloud podcast

That’s the plan and honestly most people get through the plan because it’s very front-loaded. It is a lot of work in the beginning; but once you set it up, just like irrigation, it happens every time you turn the hose on. People pay a lot of, money, to coaches to figure out how to earn money and they can’t figure out why their, money, still doesn’t work for them and it’s because they don’t have these steps.

Step 5 – The ASK mindset – Learning to ask is a mindset . You can ask for a million things :

you can ask your credit cards companies for a lower interest rate,
you can ask your insurance for a lower premium,
you can ask your memberships for a discount.
You can ask for a discount at Star Buck. Just go ask. The point is not whether you get the discount or not, it’s having the mindset to ASK. We do a challenge inside my coaching program called “Get 100 No’s” You win the game by getting a hundred no’s and my assertion is, It will change your life. You’re building strength your, money blocks, are going to be different. For some, you’ll find that your, money blocks, are operationally systematized in your business processes.

Step 6 – Clearing the, money blocks. in your business – As an entrepreneur you’re either under charging for your products or services or you’re not spending enough effort getting prospects into your funnel. Whatever it is, there’s some part of the process that’s broken for you. My training is called “Eight Ways Business Owners can Transform Revenue into Personal Wealth”, it is anon-demand training from October 8th to 15th.

So, you definitely want to go grab it. This training is really for entrepreneurs who are sick and tired of working so hard for the, money, and having not much to show for it.

Step 7 – Protect – Once you clear your, money blocks, you can, build wealth, by protecting what you built.

I just want to show you how to climb out of that trap in this training and the great news is – it’s totally FREE. You can grab your copy of that training by going to www.hillaryhendershott.com/myrna.

I want to encourage you, please subscribe to the ‘Transform Your Mind’ YouTube podcast’s channel. Definitely trying to grow our audience.

Sponsored AD

Ladies have you experienced scalp damage from braids, sew-in weaves or even from perms? Then I have a solution for you. Be! Natural Hair Oil, is a completely natural and organic oil that is excellent for relieving dry, itchy scalp, treating thinning edges and encouraging healthy hair growth and retention.

Body Cake LLC is a Black Owned business. We profoundly embrace our mission to meticulously craft and provide exceptional quality hair and beard care products rich in essential vitamins and antioxidants to encourage your natural beauty.

WE DO NOT USE ANY of the harmful ingredients found in most beauty products today:

Head over to bodycakellc.com and care for your thinning hair and dry scalp today.

Additional Resources

http://blog.myhelps.us/rich-wealthy-9010-rule/

How to Survive an Economic Collapse