Building wealth with, turnkey real estate, is offering fully finished performing properties that have inspected, warranted, and professionally managed to, real estate investors. The benefit of this service to a new investor or even an seasoned investor who already has a portfolio, is we just know that we can do it better than they can.
You want to invest in, turnkey real estate, near or in bigger cities, near big employers, and near downtown areas.
How to build a turnkey investment business
Jeff Schechter, CEO and co-founder of High Return Real Estate teaches, how to build wealth though, turnkey real estate investing. Jeff has been helping his clients, build wealth, though, turnkey real estate investing, for close to 40 years.
As a Realtor, real estate investor, as well as Life coach. I myself have been in the, real estate, business for some time 19 years. So, I can lend a lot to this conversation. In fact, if you google, Realtor Life coach, I am at the top of the list!
CEO & CO-FOUNDER Jeff Schechter, aka “Shecky” has had the entrepreneurial bug his entire life. He started his first business right out of college, and over the years been involved in numerous businesses ventures. His love for, real estate investing, began in the 1980’s, when he rehabbed 5 of his own residences, before the term, house hacking, even existed.
Since those early days of torn up kitchens and bathrooms, he’s bought and sold many properties, and is an active investor to this day. In addition to, real estate investing, he operates a private consulting practice. He thrives on helping people realize their full potential…not just in business and investing, but in all aspects of life.
I kind of sucked at school. I was not very focused. I came from an incredibly traditional background, where I just reversed a lot of expectations placed on me. As a result, it was very difficult for me to follow through with stuff in college. So, entrepreneurialism and starting my own businesses were really a form of necessity, because I didn’t really have any terrific formal training. It was also a form of establishing my own, freedom Lifestyle.
Myrna: What made you choose, real estate, as your business?
I just always kind of have this entrepreneurial bend and would look for ways to increase my income. Eventually I started seeing that high ticket items like homes, had lots more opportunity for profit. I figured out back in the 80’s, I could buy them in not as good a condition and be able to buy them for a whole lot cheaper than what the pretty ones were, and I could fix them up and add a whole lot of value to them, because people were willing to pay a premium for the really nice homes.
So what I would do is, I would just live in them for a year or two while I was fixing them up and then I would sell them and move on to the next one. It was a way to make some really nice extra profits and live for free for many years.
That was kind of the initial seeds of my, real estate investing, career before I started, turnkey real estate investment,
That’s also a good model as well, because you know the government helps you with the capital gains tax breaks. If you live in a house that’s your primary residence for two years and sell that home, then you can earn up to $250,000 in tax free income if single and $500,000 if married.
I actually didn’t know that at the beginning, but learned it very early on. I would figure out that I wanted to live in most places exactly two years and one day!
I was listening to the audio book “The Automatic Millionaire Homeowner” and the author was interviewing a lot of homeowners who started off with purchasing small homes, like buying a $30,000 home and then selling it to buy a bigger home and so on and so on. One homeowner couple who started off with like $3,000 or something like that to buy their first home ended up making $500,000 on a $750,000 property. All tax free!
Myrna: What is your advice for someone who is starting out today, Real Estate Investing, in 2019?
Someone starting with a small house or a condo or something and trying to build wealth?
There is a bit of a downturn going on in the current Real Estate market, but you know, Real Estate, is cyclical and there’s a natural cycle. When we look back at what happened in 2009, the banks were doing some really stupid stuff. Anybody could get a loan, even if they didn’t have a job. It had to crash. Fast-forward to today, there’s been a lot of laws and regulations that has been put into place to prevent that situation from happening again.
But playing the appreciation game is dicey. It’s not the way that we invest anymore in our, turnkey real estate investment, model; appreciation is not our primary concern. What I mean by that is the only thing that we know for sure is that people need basic things. They need food and they need shelter, and so from a shelter standpoint, we know that owning a basic property whether you call it a house, duplex, apartment, whatever it is, always going to be something that’s in demand, because people will always need a place to live.
You want to invest in, turnkey real estate investing, near in or in bigger cities, near big employers, and near downtown areas. Rental properties are always going to be in demand in those areas. So what we look for from a standpoint of, turnkey real estate investment, are properties that we can buy inexpensively and sell as, turnkey real estate investing, that we don’t have to put a lot of money into rehab. The price to rent ratio is everything to us. In other words, can want to get a really good return on our money when we put that property out there into the rental pool.
So cash flow is more important to us than appreciation. We start by getting that thing rented and cash flowing. Even after we take out all kinds of money for taxes, insurance, property management, repairs all that other kind of stuff, can we still make a really attractive and in most cases, a double-digit return on our, turnkey real estate investing,.
If we can do that, we don’t really give a crap about appreciation. We don’t even really care if we have a little bit of depreciation, because we always have the demand for the rental properties, and as such we will always have cash flow. If we always have cash flow, we always have a great asset and the investors are happy.
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Myrna: What, turnkey real estate investment, services you offer?
We offer fully finished performing properties that we have inspected, warranted, and professionally managed. The benefit of this service to a new or an investor or even an investor who already has a portfolio is we just know that we can do it better than they can.
We buy properties in bulk, so the properties are acquired for the right price, rehabbed correctly so that it’s in great condition. It doesn’t need a lot of repairs moving forward and most importantly it has to be managed correctly for cash flow.
My business partner and myself are buying properties in the Midwest and Indianapolis and neither one of us lived in Indianapolis, but we wanted to invest where it made sense. In the last two and a half to three years, we’ve just really dialed everything back and built a better mouse trap.
We now have an amazing acquisition team, amazing rehab teams and a full property management division that really does everything. We married the combination of this great city for investing where prices are low and price to rent ratios are really like the best in the country and we’re also in a state that has incredibly friendly landlord laws.
Toyin Crandell, author of the Money Mindset Shift and host of the Millionaire Money Podcast, talks about helping her clients ditch their limiting beliefs about, money, by shifting their, money mindset, design a simple, proven and customized, financial freedom, plan so they can, build wealth, become, debt free, and create a new legacy.
Toyin Crandell is the host of the Millionaire Money Podcast, a best-selling author, a financial mentor, an international speaker, and the founder of Money Mindset SHIFT.
She specializes in helping business owners and career professionals ditch their limiting beliefs about, money, design a simple, proven, and customized financial freedom plan so they can build wealth, get rest, and create a new legacy.
She has coached thousands of individuals and families, helping them increase their wealth by $10s of millions of dollars and pay off millions of dollars of debt while enjoying their lives in the process.
Using the principles she teaches, Toyin Crandell went from being stuck in tens of thousands of debts, having no food for her family to building eleven streams of income and running her own multi-million-dollar company.
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Toyin: I was in full time ministry and I loved what I did. Me and my husband are both professional musicians. That’s how we met. So, I was like, God is good. Life is good. Who needs, money. December 2016 we were living in a tiny basement apartment. The apartment was so small. I think our whole apartment fits into my current master bedroom now. It was so small; you had to go sideways and do a shuffle to get some clothes out of the closet. And we had a little six-month-old daughter, I really didn’t care. I didn’t even notice any of these things.
We had our daughter and I remember one evening my husband had brought me dinner in the bedroom. Because we didn’t have a dining space and I’m eating dinner, and I was just like, Baby, where are you? You know, he’s not in the room like there’s nobody else in the house but me and him. So, I said to him come eat over here. And he comes in the room and I’m just casually asking him, what are you having? I was eating some canned stuff. And he said, I am having chocolates and I was like, what do you mean chocolates? And he said Toyin we’re out of food.
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I found out that week he had been giving me the rest of our food because I was nursing our daughter. And even the chocolates that he was eating were not chocolates that we bought. It was because it was December it was Christmas season and people had given us a gift of a box of chocolates. So, he was living on that, so I could feed our baby and that was my very first, forceful wakeup call where in my mind I thought to myself, Oh, my gosh, this isn’t working, money, matters.
I started having 1000 thoughts in one second, I’m thinking to myself, we need to be able to feed my daughter. It’s one thing when you’re single and you don’t have food and you can eat rice from January to December. Nobody cares. But now have a daughter that I am responsible for, so I get this wakeup call, what do I do? Me and my husband very resourceful people, I tell him it’s not working. I’ve been watching a ton of webinars. I’ve been listening to all these different things to try to learn from people. And I was not working, else we would have food in the fridge.
So, I get my first coach and this person was a, business strategist, and they helped me to like start thinking more like a business person as opposed to thinking like a Lottie, Dottie person. And I remember in February I had collected $7,000 in cash and I was like oh my goodness, this is the breakthrough we’ve been waiting for.
Myrna: What did you sell to make the $7000?
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Toyin: I was helping people to become, debt free. So, here’s the funny thing. I had debt in the past and I thought that, debt freedom, was, financial freedom, because I didn’t understand, money. So, I learned how to be, debt free. And I had started teaching it as a business casually, I didn’t even plan it. I just became, debt free. My friends were like, Oh my gosh, you’re, debt free. How did you do it? I Started telling my friends, and they became, debt free. I’m spending all this time talking to people and they’re all becoming, debt free. And I wasn’t getting paid.
So, I was like, I should get paid for this. So that was what had started like me charging for teaching people how to become, debt free. What happened was in the same month where we’re emailing about rent and bills, I get this favor to get into a room with these technical, millionaire mentors. And these are people who are running businesses that are in the hundreds of millions of dollars and
I’m in the room with them learning from them. I started noticing these guys they don’t talk like me, I started noticing so many little things. And I realized that I had been in so many circles. We prided ourselves on our, struggle. I get in this room with these actual, millionaires. And one of the men had this chart and it started with:
struggle,
survival,
sustained success,
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He asked us in the room, where are you on this ladder? And like earlier that year he met me in February have been like at least I mean, sustained success, but at this point, I am under, struggle, again. And I just remember thinking to myself, if I don’t figure out what is holding me back financially, I will always be under, struggle.
I realized that the problem isn’t to be, debt free, because I had become, debt free. I was, debt free. But the problem was my mind was so against having, money, that even though our expenses was the lowest you could imagine. We reduced our income to be lower than even those expenses, because we were so used to, struggle.
Myrna: I teach that all the time. Let’s label this, mindset. It’s called a, poverty mindset.
Toyin: That’s exactly right. That means no matter what actions you take, you produce, poverty. And in that month, I create this process. So now let me talk about how we got to 11 streams of income. I create this process where I just started asking myself questions. I got honest with myself on a level that I had never been honest with myself before. I asked myself:
What are the limiting beliefs I have about, money?
What is my actual relationship with, money?
What am I doing wrong?
What is my pattern with, money?
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So now I see the problem and I create this shift process. I didn’t know anything about neuroscience back then. I didn’t know anything about, mindset coaching. I just knew I was sick and tired of, struggle. So, I use this process for myself. I never thought I would even tell anybody about it.
The next month, November, we had more income. And my husband pointed out to me, he’s like, hey, you just had more, money, come in, in November this month, than all of last year combined. And he says to me, what are you doing? Do you have a new offer? Do you have a new business like what are you doing that I didn’t hear about? Honestly, I was shocked. I hadn’t looked at the numbers from that frame.
And I said to him the only thing I did was change my, mindset. I thought to ask myself, I wonder if this mind process would work for my clients because I haven’t taught them anything about mindset. It was all strategy and our success rate because our success rate was around 50%. The industry average ranges between 3% to 50%.
In coaching, our success was 60. I used to be proud of that. But I used to be so frustrated about the remaining 40%. Why were these 40% still in poverty? When I started teaching, money mindset, our success rate went to 95%, our people start scaling and becoming, millionaires.
In the process of up leveling my mind every single year, I’m honest about this. I am a human being I still have, money mindset, challenges, the difference is the level.
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Becoming a millionaire by shifting your money mindset
Myrna: You’re no longer scratching the bottom.
Toyin: I remember it took us from $60,000 a year to 130,000 a year to 600,000 a year to over a million in a year, so we were growing every single year. I would literally sit my butt down with my process and say, Okay, what’s the new level? What’s the new identity that God is calling me to operate in. Because guys, money, is never just about the numbers. When I set goals, when I push and when you want to push, you’re not doing it just because of the, money; money itself is neutral. It means nothing.
All it is a marker of the value that you are bringing to the world and you are allowing yourself to receive. And so, I realized the more people I can serve this, money, thing is just a way for me to see how many people am I helping? How many people am I making into, millionaires, or whatever the goal is. I’m a finance person naturally, as soon as the, money mindset, got figured out, we were off. We now have 11 streams of income. We’ve got real estate properties, you’ve got dividends, we’ve got stocks, we’ve got royalties, we do workshops, plus, passive income.
So, we have, passive income, streams and active income streams, but all of it came out of one thing one thing a, money mindset. Start your income making machine, you need an income making machine that allows you to do all the other fun things that you want to do. What your income making machine will not produce unless you face your, money mindset.
So, unless you look at your, money mindset, and allow yourself to be able to get to a level you’ve never been you are not going to become a, millionaire. We coach people who are, millionaires, and we coach people who have not worked a job in eight years and the conversation may be different, but we are training the subconscious.
Shifting our money mindset
Myrna: So how do we shift our, money mindset?
Toyin: Okay, the first thing that you want to do is you need to get honest with yourself about what’s not working. If you cannot be honest with yourself about what’s not working in your finances, you will never fix it. And this is actually the hardest part, being honest with yourself. Most people never want to do that because it sucks to look in the mirror.
And so, the first thing that you guys want to do is to get your, money, right. You have to sit down with a pen and a paper and write down what are the patterns that I am seeing happening In my life that are giving me clues. The, money mindset shift, is simply follow the money.
So, for example, if you have a savings account, and your savings account, never crosses 5k, some of you guys you’re doing very well your savings account may never cross 100K. You get what I mean? Like everyone has those limits, where were the ones that never crossed 55 bucks.
When there is a pattern, we often get lost in the story. The reason my account never got past $500 was because my fridge broke down. The reason was because I chose to go and shop this time. The stories will always be different but I don’t look at the story, I look at the pattern. What is the pattern, the pattern is when you hit $500 your money disappears.
So right now, what are the patterns that I am noticing in my, money? I will save this specifically for those of you who earn a higher amount than people around you, you are in one of the most dangerous positions financially. Why? Because when we work with a lot of, millionaires, and we find that because you are doing better than most people, everyone around you is super impressed.
They’re like, Oh my gosh, Look at your income. And a lot of these people don’t notice whether or not, money, is staying. Yes, you’re working hard. Yes, you’re bringing in bank. Yes, you’re making the dollars; But you’re not building generational wealth. You’re not keeping any of it. You’re not keeping it. But once you shift your, mindset, you have to take action.
Myrna: I know you just started your podcast. Tell our readers how they could connect with you.
I’m the host of the Millionaire Money Podcast. It is so much fun. We just teach business owners and career professionals how to think like a, millionaire, make wealthy decisions and take strategic action so that you can actually create the, millionaire, bank account and lifestyle that you want. So, our goal in that podcast is literally helping you to get your first $100 million dollars. We’re going to be taking you to the next level. So that’s the podcast.
And then the second thing is some of you guys may be saying, I’m ready to shift this brain of mine, I am ready to actually begin to live out the wealth that I’m looking for. For those of you guys you can go to www.moneymindsetshift.ca and you’re able to watch a free master class. Now we have two master classes. One of them is for everybody, and the other one is specifically for business owners who are currently at six to seven figures. So, if you’re thinking seven figures is a masterclass for you. And if you’re a career professional or business owner and looking to earn your first million then the second master class is for you.
Money blocks, are negative subconscious beliefs about, money, that limit you from achieving your conscious desires. Hilary Hendershott, wealthcoach talks today on the Transform Your Mind Radio and Podcast on the topic “How to remove your, money blocks, and, build wealth.” Hilary was once $600,000 in depth and nowhasa seven figure net worth.
Listen to the full interview here:
Hilary – I found myself in my late 20s withmultiple credit cards and tens of thousands of credit card debt, plus I had a $420,000 in mortgagedebt on a condo. In 2008 that condo in San Jose Californiawent from $430,000 in appraised value to just $190,000. I hadmassiveuncollateralized debt, $72,000in tuition debt and I was the kind ofperson whowould spend money before it came in! I was a massiveoverspender.
Back then I had never heard the term, Money Blocks. Today as a coach and operating from my own, money blocks, I understand that I was an over spender because I had, money blocks.
The definition of, Money Blocks
The definition Money blocks: negative subconscious beliefs about, money, that limit you from achieving your conscious desires. Let’s say you’re trying to save, money, but, for whatever reason, you can’t seem to do it. You spend, money, almost as soon as you get it, and you don’t know why.
Hilary – I started gaining clarity on my, money blocks, the day I pulledmy leased BMWinto the gas station and I put my creditcard into the machineto get gas, and my credit card wasdeclined. I tried another card, it was declined,I put the third card it was also declined. At that point, all my creditcards are maxed out and no one would give meany more credit cards.
My bank accounts were empty and hadalready emptied out my 401k. I had spentall this good moneychasing after bad while trying to dig myself out of this hole;because as my income was declining in2008, and my debt was increasing. So I literally couldn’t even put a tank ofgas in my beautiful convertible BMW thatday.
How I became an expert on clearing, money blocks
Hilary – Idecided to become an expert on, money,psychology. I really made a decision thatdayand I said“I‘m not willing to live like this anymore”. I understood from the beginning that our, money blocks, are as much a function of linguistics, thewords that we useto describe, money, than it is about our upbringing.
So, when I said “there’s neverenough money” I was speaking it into the atmosphere. That became a self fulfilling prophesy. There’s never enough money was my, money operating system. I trademarked thisterm, Money Operating System. Just likeyour computer has an operating system, we all have a, money operating system. That is sort of another way of saying, money blocks.
How, money blocks, are formed
As a child we hear adult say:
money, doesn’t grow on trees,
you have to work hard for, money
money, isthe root of all evil
Money, is evil and rich people are greedy.
I wonder who she had to screw to get that job.
You see your parents fight about, money, all the time.
Whatever it is, everyone will have a different set of, money blocks; because not everyone has thesame, moneyoperating system.
I was in financial planningand trying to, build wealth through real estate, so I was making, money.Iactually had a six figure income; but spent more than I earned.
Howdo you manifest there’s never enough,money, when you have a six figure income?
There was one year I earned $120,000 in income and I spent $150,000. I attended a talk at a FinancialPlanner Conference and this woman, who is nowa personal friend of mine, talkedabout, money blocks, and, money, psychology. She used the term“over spender”. I had never heard about, money blocks, before that talk. Being an over-spender is one way to manifest, there is never enough money.
Another way you canmanifest, there’s never enough money, isby being an,under earner. There are someof you listening to this podcast; you just can’t seem to earnwhat you know you’re worth in themarketplace. You are actually sabotaging yourself.
You deliberately pick the jobs that areunder earning.
Youunder promote yourself,
You don’t askforraises,
You get contract gigs and spendsix months unemployed.
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Hilary – To make a long story short, I put what I learned into practice – I paid off all mydebt and then I got really honest and transparentabout where I was financially.
Ilived in my mother’s guest room for a while to make it happen. I lostthat condo and I paid off the debt. I started puttingmy money where my mouth was in terms ofbuilding my business. I now run a registered investmentadvisory firm. We are all women, owned andoperated.
My business earns about amillion dollars a year.My husband and I just share thenumbers; because I want tonormalize peopletalking about, money. My husband and I have a house in Silicon Valley that’sworth two million dollars and ifyou put together all of our otherinvestments, we’re definitely what youwould call financially independent. We have, financial freedom.
Build Wealth, by having your, money, work for you.
Now we have, money, work for us; but it’s askill set that I didn’t always have.I have found out that my purpose on thisplanetis to coach people, especiallyentrepreneurs. For those people who runbusinesses,the sky is the limit for themto remove their, money blocks, whereverthey may be.
I figured it out. I sort of put myselfin, money, boot camp.I didn’t buya cup of coffee in a coffee shop for twoyears. When I was in boot camp, I gotvery conscious about what I was sayingabout, money. I now use linguistics as the foundation of my coaching. Anyone I coach, the first thing we do is remove “I can’t afford that.” from our vocabulary.
Those words are notallowed to come out of your mouth.You either say “Oh great, let me see how I can work that out”or “I‘m going to put that in my spending plan.”
Myrna – That’s awesome. Your language about,money, is very powerful.Let’s talk about, money mindsetblock. My audience on the radio are mostly African American and sometimes they are in the poverty space. Our community is predisposed to over spending. We want thenice things, we want the designer shoes and bags.
I was talking to a guy one day, hewas wearing nice running shoesand he said they were Kanye Westshoes and cost$400.I couldn’t help thinking what was his, money mindset, to spend $400 on Kanye West running shoes?
What is a, Money Mindset Block
Myrna – Whatexactly is a, moneymindset block, and how does thatshow itself for somebody that’slooking at their spouse and saying maybe they have a,money mindset block?
Hilary – First of all, the idea ofthe, money operating system, is the lead, money block. For me itwas “there’s never enough money” and soall my, money blocks, are going to harmonize with thatparticularlead, money block. For example, let me just say each individualis different and I don’t mean toanswer questions for someone who isn’teven here; but let’s take the example ofthe person who spent $400on Kanye West running shoes and maybe can’t payrent, so there’s an imbalancethere.
If youask that person why he spent $400 on running shoes, he might say:
I need to have this to be sociallyaccepted,
I need these shoes so that people can think I‘m wealthy,
I needto have these shoes, so that people can think I‘mpowerful.
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And if you really look, it’s probably notbecause we need another pair of shoes or another designer bag or any other another brand name to become socially acceptable. It’s an infallible hole that you can’t fill with designer shoes. Instead, if youcan repositionin your mind, if you’re really tiredof your, money, going the way that it’sgoing, if you’re sort offed up and a little bit disgusted withthe fact that you know you’re a smartcapable educated, well-intentioned person and money isn’tworking for you in your life, that is how you clear a, money mindset block.
What are your 7 steps to, build wealth?
Myrna – You have 7 steps to, wealth, is that how you coach someonethat maybe have an overspending problemor they have a, money mindset block, problemor their, money operating system, is notworking properly?
Step 1- Permission: Alleffective coaching starts withpermission. The first step is to decide you have, money blocks, to make the decisionthat you’re ready for change. There’s no denying that you’re giving upthe Kanye West shoes and the brand name bagsand other creature comforts. A lot ofpeople who make financial transformation to, build wealth, find that they have to move.
Theyactually need a lower cost place to live;they need to give up the beautifulleased car so they can pay cash for acar and don’t have monthly payments. You arelowering your standard of living in thebeginningand that takes courage. It takeswillingness to sacrifice,so after you’ve made a decision then wecatalog your vocabulary about money, this is really important.
Step 2– Your money vocabulary – no one ever wants to talk about, money. You need to talk about money, to find out what your friend isdoing; what’s working, what’s not working.You can provide advice or ask for adviceif you want. What do yousay to yourself about, money? Maybe some people think in picturesabout, money, or maybe it’s just anemotion. You think aboutspending, money, and you get excited; youthink about saving, money, and you get sad.
I have myparticipants that I coach, actually spenda month doing a, money, conversation log. What do you say to your partner about,money? How do you tell your customersabout, money?For example, if you’re a realestate agent and someone wants to payyou a fourpercent commission instead of a sixpercent commission, what do you say?What are the actual words that arecoming out of your mouth?
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So, let’s get specific about what yousay about, money.We’ve got a map,we’ve actually gotkind of your, money blocks, in black andwhite in front of us.
Now, we can really start the coaching.So, we have sort of highlighted and done the private detective workfiguring out, what’s your actual,money blocks.
I‘ll give you an example, someone I coached found thiscounterintuitively. She felt rich whenchecks would get mailed to her, so shewould put the checks in her desk and notsend them to the bank. Isn’t that strange? I can’t even identify that block,that is like a serious, money, scarcitything.
Myrna – Did she not know the checks are only paperunless you get the, money?
Hilary – No. It was completely just somethingshe was blind to,until we did the, money, conversation logand she saw it.
She saw it for what it was and she’slike oh my God, this is crazy behavior;but no one’s ever asked me about my,money, behavior, so I never thought aboutit.
Step 3 – logistics of money. I don’t teach budgets, I thinkbudgets are overwhelming and toodetailed for most people.I think that people spend a lot of timedesigning a budget and then theynever honor it or live by it, becauseit’s too restrictive .
Step 4 – Earn money – You can’t categorize every singleexpenditure you have, you’re a busyperson with lots of responsibilities. So instead, I teach a system I callautomation. It’s sort of like theequivalent ofirrigation in your garden – little hosesbring, money, to the places where it needsto be. People love it.
That’s the plan and honestly mostpeople get through the planbecause it’s very front-loaded. It is alot of work in the beginning; but onceyou set it up, just like irrigation, ithappens everytime you turn the hose on.People pay a lot of, money, to coaches to figure out how to earnmoney and they can’t figure out whytheir, money, still doesn’t work for themand it’s because they don’t have thesesteps.
Step 5 – The ASK mindset – Learning to ask is a mindset . You can ask for a million things :
you can ask your credit cards companies for a lower interest rate,
you can ask your insurance for a lower premium,
you can ask your memberships for a discount.
You can ask for a discount at Star Buck. Just go ask. The point is not whether you get the discount or not, it’s having the mindset to ASK. We do a challenge inside my coaching program called “Get 100 No’s” You win the game by getting a hundred no’s and my assertion is, It will change your life. You’re building strength your, money blocks, are going to be different. For some, you’ll find that your, money blocks, are operationally systematized in your business processes.
Step 6 – Clearing the, money blocks. in your business – As an entrepreneur you’re either under charging for your products or services or you’re not spending enough effort getting prospects into your funnel. Whatever it is, there’s some part of the process that’s broken for you. My training is called “Eight Ways Business Owners can Transform Revenue into Personal Wealth”, it is anon-demand training from October 8th to 15th.
So, you definitely want to go grab it. This training is really for entrepreneurs who are sick and tired of working so hard for the, money, and having not much to show for it.
Step 7 – Protect – Once you clear your, money blocks, you can, build wealth, by protecting what you built.
I just want to show you how to climb out of that trap in this training and the great news is – it’s totally FREE. You can grab your copy of that training by going to www.hillaryhendershott.com/myrna.
I want to encourage you, please subscribe to the ‘Transform Your Mind’ YouTube podcast’s channel. Definitely trying to grow our audience.
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